An agent must disclose all to a potential buyer except:

In real estate transactions, agents have a duty to disclose certain critical information to potential buyers to ensure transparency and informed decision-making. The correct choice involves recognizing that not all personal circumstances of the seller require disclosure.

The property’s sale price, major defects, and any known environmental issues are all crucial elements that could significantly impact a potential buyer's decision. A property's sale price is a reflection of market value that buyers need to know. Major defects, such as structural issues or problems with plumbing, must be disclosed because they affect the safety and livability of the property. Similarly, known environmental issues, like the presence of hazardous materials, could pose legal and health risks, making their disclosure paramount.

In contrast, personal circumstances of the seller, such as going through a divorce and their motivation to sell quickly, do not inherently affect the property's value or condition. Thus, it is not a requirement for the agent to disclose this information. Focusing on property-related facts ensures that buyers can make the most informed decisions while maintaining the privacy of personal situations.